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Please note that the views expressed herein at this blog are of the respective authors provided on as it basis. The readers are advised to use their own judgments while acting upon certain recommendation(s) made by the author(s). Neither the authors nor this blog shall be responsible for any loss or damage to wealth or property of any of our readers resulting from the act or forbearance to act on the recommendations made herein. The readers are advised to consult their tax or finance professional for legal advice and suggestions.